Universal Auto Leasing Terms and Conditions

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Effective Date: 01/01/2025

Welcome to Universal Auto Leasing (“we,” “us,” “our”). These Terms & Conditions (“Terms”) govern your use of our website Universalautoleasing.com and your engagement with us as an automobile-leasing broker (“Broker”) in the State of New York. By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree, do not use the website or our services.

• “Consumer” means you, the individual or entity seeking to engage our services to lease a vehicle.
   
• “Broker Services” means assisting, arranging, facilitating or effecting the lease or purchase of a motor vehicle on behalf of a Consumer, as agent, broker or intermediary. Under New York law this means a person or business which for a fee or other consideration offers or provides such services.
   
• “Vehicle” means a motor vehicle as defined under the New York Vehicle & Traffic Law.
   
• “Contract” means the written agreement between you (the Consumer) and us (the Broker Services) for the provision of Broker Services.
   
• “Advance Fee” means any fee or payment requested or collected in advance from the Consumer for Broker Services before such services are performed.
   

We confirm that we are registered (or will obtain registration) as an automobile broker business in New York as required under Article 35-B. We maintain all required bonds, records, disclosures and comply with all applicable laws.

We will provide the Broker Services as described in the applicable Contract between us and you. The Contract will detail the nature of our services, any fees or commissions, the vehicle or lease transaction involved, and other material terms.

• We will clearly disclose all fees, commissions or other considerations owed by you (the Consumer) for our Broker Services. This includes identifying the dealer (or lessor) from which the vehicle is purchased or leased. Under Article 35-B Section 738 every Contract must itemise such charges.
   
• We will not charge you any prohibited advance fees. Under Section 737 of Article 35-B, advance fees are prohibited unless escrowed in compliance with the law.
   
• All disclosures will be made prior to or at the time of entering the Contract, as required by law.
   

By using our services, you agree:

• To provide accurate, complete and current information about yourself and the transaction.
   
• To cooperate with us and any third parties (e.g., lessors, dealers, credit providers) to complete the lease/purchase transaction.
   
• To read and understand the Contract we provide, including all disclosures, fees and terms before signing.
   

In accordance with Article 35-B Section 738:

• The Contract between us and you must be in writing, dated, include our address, your address, our registration number, and be signed by both parties.
   
• It must describe any additional services and itemise charges for each service. It must disclose the dealer/lessor involved and the fees you owe to us.
   
• If a Contract fails to comply, it may be void and unenforceable.
   

We will not engage in deceptive acts or practices in our advertising, services or disclosures. Article 35-B Section 741 and 741-A set out prohibitions regarding advertising and deceptive conduct.

To the extent permitted by law, our liability to you is limited to the amount of fees you paid to us for the Broker Services in the Contract. We are not liable for the acts or omissions of the lessor, dealer, manufacturer or other third-party involved in the vehicle lease or purchase, except to the extent we directly caused the harm through our breach of this Agreement or applicable law.

You agree to indemnify, defend and hold us harmless from any claims, liabilities, damages, losses or expenses (including reasonable attorneys’ fees) arising from your misuse of the website or your breach of these Terms or the Contract.

• The website and its contents are owned or licensed by us. You may view, download or print pages for your own use, provided you keep all copyright and trademark notices intact.
   
• You may not reproduce, distribute, modify or commercially exploit the website or its contents without our prior written consent.
   
• We strive to ensure our website is accurate and up to date, but we make no warranties (express or implied) regarding completeness, accuracy or fitness for a particular purpose.
   

Your privacy is important to us. Our Privacy Policy (linked here: [insert link]) explains how we collect, use and protect your personal information. We will comply with Article 35-B Section 741-C regarding security of private information.

Either party may terminate the Contract for Broker Services as provided in the Contract. Upon termination, you remain responsible for any fees incurred up to the date of termination and for any obligations that survive termination (e.g., indemnification, confidentiality).

We may update these Terms from time to time. When we do, we will post the revised Terms on the website with a revised “Last Revised” date. Your continued use of the website or our Broker Services after such posting constitutes your acceptance of the changes.

These Terms and any Contract will be governed by the laws of the State of New York, without regard to its conflict-of-law provisions. Any dispute arising in connection with these Terms or a Contract will be resolved by courts located in Queens, New York.

If any provision of these Terms or a Contract is held invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect.

These Terms together with any Contract and any documents incorporated by reference constitute the entire agreement between you and us with respect to your engagement of our Broker Services, and supersede any prior or contemporaneous agreements, understandings or communications (whether oral or written).

If you have any questions about these Terms or our services, please contact us at:
Universal Auto Leasing
929-599-6834
Universalautogroup26@gmail.com